Pandemic FAQs: Insurance and Workers’ Comp Programs
The World Health Organization declared the swine flu pandemic officially over Tuesday, months after many national authorities started canceling vaccine orders and shutting down hot lines as the disease ebbed from the headlines.
--Fox News.com, Aug. 10 2010
The following answers are based on the “STATE OF MINNESOTA AGENCY PANDEMIC INFLUENZA SERVICE CONTINUATION” document, last revised September 1, 2006. View the
Where possible, answers specific to Anoka-Ramsey Community College Cambridge and Coon Rapids Campuses have been substituted.
Insurance and Workers’ Comp Programs FAQs
General Policy: Insurance will be maintained as a priority service during the event of an emergency.
- Will I be eligible for short-term disability benefits?
Option insurance coverage such as short-term disability can be applied for at various times of the year. Certain restrictions may apply and proof of insurability may be necessary. For employees that have an up-to-date policy for short-term disability, the standard eligibility requirements would apply. Employees would be eligible for illness disability benefits after 7 days of full disability due to an illness. The same as indicated except delays in processing benefits are expected.
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- If the employee is exposed or acquires avian flu from another employee, is it covered by Workers’ Compensation?
An occupational disease (pandemic influenza in this case) may be covered by Minnesota Workers' Compensation Laws. The employee must be working in an environment that places him/her at greater risk than the general public, and it must be proven that the disease arose out of and in the course and scope of employment. The same as indicated except delays in processing benefits are expected.